India Network Health Insurance Programs
(All ACE programs are underwritten by American Insurance Companies and sponsored by India Network Foundation)
|ACE Comprehensive Plan||ACE Premier Plan|
|ACE Standard Plan||AXIS Plan|
|ACE AD&D Plan||Summary|
This is a
FirstHealth PPO network based comprehensive plan with an option to take
pre-existing coverage. Available with maximum coverage of $150,000 for
ages 69 and under; and $75,000 for ages 70-99 with a deductible of $500
and Pre-Ex deductible $1500.
TIP: Highly Recommended for visitors with diabetes, blood pressure, etc. with medications for above 50 years old. Insurance reprice the bills and pay 80 percent of covered expenses and You pay only 20% after deductible. Visitors with per-existing conditions should select Pre-Existing option on application form when enrolling.
Minimum purchase duration required: Three months (90 Days) with Pre-existing and one month for without Pre-existing Coverage. Renewal is available for any length of time after initial period. For more detials click here
This is a fixed benefit plan with coverage for
new problems, accidents and pre-existing conditions with a variety of
deductible options for new medical conditions and pre-existing
medical conditions. This plan offers cost effective pre-existing
TIP: Recommended for visitors with pre-existing conditions looking for cost effective alternative to the network benefits and willing to take some risk in terms of left over bills after the plan payments. Highly recommended for anyone above ages 50 above. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts. For more details click here
Minimum purchase duration required: Three months (90 Days) and renewal available for any length of time after 90 days.
This is a fixed benefit covering new medical
conditions, and accidents and no pre-ex coverage. It offers $50,000, $100,000 and $150,000 policy maximum
with a choice of deductible of $75, $250 and $500(only for ages 70+)
based on age groups. There are no network benefits under this plan and
you can go to any provider you like and plan will pay fixed amounts.
TIP: Recommended for visitors with no pre-existing issues, interested in coverage for accidents and new medical conditions with low insurance premium cost from an American Insurance Company.
Minimum purchase required: One Month. More details click here
This plan is available with $25,000 and $75,000 maximum coverage with
$75 and $250 deductible options. Fixed Benefits program with $1,000
Pre-Ex coverage (Acute Onset Coverage only). AXIS insurance comes with
FirstHealth PPO and access to 24 x7 USA physicians through TelaDoc program.
TIP: Recommended for visitors with no pre-existing issues who want a cost-effective coverage from an American Insurance company
Minimum Purchase required: One Month. More details click here
The ACE Accidental Death and Dismemberment
program is designed as essential coverage for anyone visiting, studying
or working in the United States. The plan offerings are as follows:
$25,000, $50,000 and $100,000 maximum AD&D benefit and plan includes
repatriation benefit in case the insured dies while visiting the USA.
Minimum duration required to enroll is one year. All non-US citizens
are eligible to apply. Premiums for 12 months coverage is only $18 for
$25K and $36 for $50K and $72 for $100K program. India Network highly
recommend this benefit for all members of various community groups, and
TIP: Highly Recommended for every non-US citizen currently in the USA as a minimum essential program
Summary of India Network Foundation sponsored Programs
Fixed Coverage ACE Standard, ACE Premier, and AXIS Plans:
- Select any provider or Facility
- Maximum coverage: Age 69- is $150,000 and Age 70+ is $100,000
- Pre existing coverage (ACE Premier Plan and AXIS Plan (limited))
- Defined benefit schedule
Network Based ACE Comprehensive Insurance:
- First Health PPO Networks
- Maximum coverage Age 69- is $150,000 and Age 70+ is $75,000
- Pre-existing coverage
- 80%/20% co-insurance