India Network Offers Accidental Death Benefit as a part of Health Insurance Program

Many of you may not realize that the India Network Health Insurance program has many important coverages to take care of your loved ones when they are visiting the United States or any country outside their home country. One of the specific benefits is called ‘ACCIDENTAL DEATH DISMEMBERMENT of $25,000’. This is the amount that the Health Insurance Policy will pay in case of accidental death of visitor during their stay abroad. Partial amounts are payable in the following cases as well:
Life……………………………………………………………………… Principal Sum
Both Hands or Both Feet or Sight of Both Eyes………………………………… Principal Sum
One Hand and One Foot……………………………………………………… Principal Sum
Either Hand or Foot and Sight of One Eye…………………………………….. Principal Sum
Either Hand or Foot……………………………………………………….. One-Half the Principal Sum
Sight of One Eye………………………………………………………….. One-Half the Principal Sum
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Unfortunately, accidents do happen and with India Network plan history of more than two decades, India Network distributed millions of dollars under this category. A major problem has been identification of beneficiary when paying death benefit. Please make sure that US Resident person, next of kin to the visitor is signed-on as member of India Network, and indentify clearly the relation between visitor and yourself. Second, please make sure that all visitors signoff on a beneficiary statement identifying one of their loved ones as beneficiary of any benefits payable under the program. This would help in case such a need arises and save time and faster disposal of claims.