Upto 8 percent of people of South Asian Origin (including India, Pakistan, Bangladesh, Nepal, Bhutan, and Sri Lanka) carry a gene mutation that causes heart failure. In a recent study published in the Journal of Biological Chemistry. This study led by Professor S Sadayappan of Loyola University found the gene mutation impairs heart’s ability to pump blood. An estimated 55 million people of South Asians living worldwide including about 200,000 people of South Asian origin in the United States carry the potential fatal mutation. Carriers of this mutation are likely to experience heart failure after age 45.
Dr. Sadayappan and colleagues concluded that determining the disease mechanism will help in developing therapies, and is the “first priority to prevent the development of heart failure in millions of carriers worldwide.”
India Network health insurance plan, the only visitor health insurance plan that provide coverage for heart related issues has been experiencing a number of heart problem claims over the last two decades. Many members have stated that there was no prior diagnosis of heart problem yet the problem surfaced during their visit to the United States. Almost all visitor health insurance plans offered in the market today exclude coverage for pre-existing conditions, known or unknown to the insured. As such, India Network has always advised members to take the plan with pre-existing condition coverage so that they are protected from any unexpected problems such as heart attacks.
India Network Plans do not cover if symptoms are already in progression and the plan has not been purchased from day 1 of the visit to the United States.