Every year a lot of people come to the U.S. to give birth to their children. While there are no exact numbers on ‘birth tourism’, it was estimated by the Center for Immigration Studies that about 36,000 women come to the United States every year to give birth in order to obtain U.S. citizenship for their children (please go to the Center for Immigration Studies’ website to learn more). But there is another big group of people who work or study in the U.S. and plan to become pregnant. They might need a visitor insurance with pregnancy coverage.
Pregnancy is medically viewed as a high risk period, the visitor health insurance companies do not usually cover pregnancy and childbirth for tourists traveling outside of home country.
Unlike them India Network Services is pleased to offer the following plans with pregnancy coverage:
1.CHUBB Standard Visitor Insurance. This is a fixed benefit plan covering new medical conditions, and accidents and no pre-ex coverage. It offers $50,000, $100,000 and $150,000 policy maximum with a choice of deductible of $75, $250 and $500 (only for ages 70+) based on the age groups. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts.
TIP: Recommended for visitors with no pre-existing issues, interested in coverage for accidents and new medical conditions with low insurance premium cost from an American Insurance Company. Minimum purchase required: One Month. More details click here.
2.CHUBB Premier Visitor Health Insurance Plan.This is a fixed benefit plan with coverage for new problems, accidents and pre-existing conditions with a variety of deductible options for new medical conditions and pre-existing medical conditions. This plan offers cost effective pre-existing coverage.
TIP: Recommended for visitors with pre-existing conditions looking for cost effective alternative to the network benefits and willing to take some risk in terms of leftover bills after the plan payments. Highly recommended for anyone above ages 50. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts. Minimum purchase duration required: Three months (90 Days) and renewal available for any length of time after 90 days. For more details click here.
3.AXIS Plan with Pre-Existing Conditions Coverage*. This plan is available with $25,000, $50,00, $75,000, $100,000, $150,000 and $250,000 maximum coverage with $75, $250, $500, $1,000, $5,000 and $10,000 deductible options. This is a Fixed Benefits program with access to First Health PPO providers. AXIS Plan with Pre-Existing Coverage comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes access to a U.S. telemedicine physician network through Teladoc.
TIP: Recommended for visitors with pre-existing issues who want to have pre-exisiting conditions coverage from a US-based insurance company
Minimum Purchase required: One Month. More details click here.
*Pre-existing limited to Acute Onset coverage.
Please remember that visitor insurance plans will not cover pregnancy and maternity benefits for an existing pregnancy. Conception MUST occur AFTER the Trip begins.
When you travel, always have Visitor Health Insurance. That will help you during any medical emergencies. On this page you can compare and apply for Visitor Health Insurance plans offered by India Network Services.
India Network Services is a US-based company that administers visitor health insurance to tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups (0-99 years old) with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.