Visitor health insurance for Indian parents with pre existing conditions vacationing in the USA.

Fixed and traditional visitor health insurance coverage for seniors traveling to the USA cover the essential needs for new emergencies and sicknesses including in-patient and out-patient expenses, emergency medical evacuation, repatriation of remains and accidental death and dismemberment. But what if your parents have medications for pre existing conditions including diabetes or high blood pressure?…

Tips for Selecting the Right Visitor Medical Plan: Standard, Premier or Traditional

Visitor health insurance programs for visiting parents include fixed coverage and traditional co-insurance plans. Illness and injuries are covered under these plans reducing the family’s financial burden during a medical emergency. Important cost factors when considering visitor medical insurance include the policy type, age of the parent, deductible selected and pre existing condition coverage. The…

Are green card holders eligible for India Network Medical Insurance?

Individuals residing outside their home country are eligibile for India Network Medical Insurance. This includes visitors planning to visit family in the US, Indian nationals already in the USA, temporary residents (students) and permanent residents (green card holders but not US citizens). India Network Health Insurance is available worldwide when traveling outside your home country.

When does Indian Network Health Insurance coverage become effective and terminated?

The coverage becomes effective on either of 3 dates: · The day after the secure server online form is submitted and premiums processed; or · The day after the postmark on the envelope containing the enrollment form and premium check/money order; or · Any future date specified in the form. · The coverage may start…

What are the major benefits of having India Network Health Plan?

· Underwritten by:     a: CHUBB American Insurance Company, A++ by A.M. Best     b: AXIS American Insurance Company, A+ Superior· Affordable Premiums with excellent benefits; · Option of $75 or $250 deductible for <70 year olds and $250 or $500 deductible for 70+ years old; · Maximum coverage of $150,000, $100,000, and…

If couple is visiting and want coverage, do they both need to be members of India Network? Do they have to file separate forms?

No. A visiting relative can be sponsored by India Network Member (Citizen/GCard holder/any resident alien) who is in the United States or Canada. They can obtain coverage under one form except when spouses are in different age groups. For example, one spouse is below 70 years (or below 50) old and one is above 70…

Can I select a doctor or is the plan open to any doctor?

The Standard and Premier plans are an open network and claims can be made 24×7 through claims processing or travel assistance for emergencies. This is especially convenient for many visitors who have not built established relationships with doctors and other specialists. The Network based comprehensive plan offers both an open and in network option. The reimbursement for open network providers…