When enrolled in an INF International Visitor Accident and Sickness Plan with United Healthcare Options PPO Network, you have the option to visit one of our In-Network Providers. Our Elite and Travel USA plans (when visiting USA) use the United Healthcare Options PPO Provider Network. A PPO (Preferred Provider Organization) is a network of doctors, hospitals, urgent care clinics, & specialists who offer preferred rates to lower coinsurance for members. If you go to an In-Network provider, you may be afforded several benefits.
For example, the health care provider may bill the insurance directly, meaning you will not have to pay out of pocket in advance for many of these eligible expenses. Copays and coinsurance are lower when using in-network providers.